Protecting Your Treasured Family Home

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There’s a lot to think about when it comes to protecting your property. There’s a worrying amount of things that can go wrong with your treasured family home, and so it’s always best to take precautions and make sure you’re completely protected. As a homeowner, here are some of the things you’ll need to think about in order to keep your home and family as safe as possible.

Home Security
Home security is extremely important, and even if you live in a nice area it’s important not to be lax with this (in fact, thieves often target homes in nicer areas as they know there are more things worth taking). Anyone can be a victim of burglary, and so make sure that you have the right defenses in place to keep your home secure. A sturdy front door with good locks, good quality secure windows and garage doors will make it difficult for a thief to gain access. Have a burglar alarm fitted by a reputable company, and lock away all valuables including family heirlooms, passports and cash in a safe that is hidden from view and bolted to the floor. Further preventative measures such as cctv, and training your dog to bark at the sound of the door can also be helpful in preventing your home being targeted.

Fire Alarms and Carbon Monoxide Alarms
A fire could be caused by anything from an appliance being left on, to electrical wires shorting out. If something like this were to happen when you were either asleep in bed or out of the house, it could cause a huge amount of damage or even danger to your family before you were able to do anything about it. Smoke alarms should be fitted towards the centre of rooms, in a position in the house where you can hear them from your bedroom. Since carbon monoxide poisoning can kill very quickly with no warning (it is tasteless, odorless and colourless) it’s important to have your home fitted with audible carbon monoxide alarms too. This kind of poisoning can occur due to appliances not being fitted correctly in the home, so always have work done by qualified engineers.

Protection Against Natural Disasters
If you’re struck by a natural disaster, your home could suffer extreme damage leaving you out of pocket for any repairs. Choose a buildings insurance that covers natural disasters, or get insured against any disasters that are high risk in your area. Storms can cause fire damage due to lightning, this can happens all over the world and highlights the importance of lightning protection. Floods are again something that happen worldwide, if you’re in an area that poses any kind of risk make sure you’re covered.

Boiler Protection
A working boiler is vital in the home, without it you’ll be left with no heating or hot water. And since boilers are incredibly expensive to replace, you don’t want to be caught short and find yourself in a sticky situation. Taking out an insurance plan to cover your boiler means it will be repaired or replaced without you having to shell out for a new one or expensive repairs. You don’t want to be stuck in the middle of winter with no heating, or not be able to get a shower because there’s no hot water!